Downpayment for condo in Singapore generally will involve twenty five% least for financial institution loan buys, with no less than 5% in cash and twenty% money/CPF; for to start with housing bank loan, LTV as much as seventy five%, Buyer’s Stamp Responsibility applies on tiered charges, Additional Customer’s Stamp Responsibility varies by profile; usual new launch reserving fee 5% hard cash, remainder of 20% upon exercising in option time period, progressive payment by design stages; resale calls for Option Payment (one% cash) then work out (four% money) and click here harmony; lawful fees, valuation, house loan responsibility, and fireplace insurance policy insert to upfront costs; connected keyword phrases include condo downpayment, LTV restrictions, TDSR fifty five%, MSR not relevant to personal, CPF OA utilization boundaries, bare minimum income, ABSD remission for married couples, lender curiosity rates, lock-in, and pricing sensitivity by district.